Our local routes are our most cost-effective way to move money globally - use this guide to find out where they're supported.
Local routes make use of schemes set up in a domestic market to make the payment process between banks more efficient; these include ACH, Faster Payments and SEPA.
See our country-specific payment guides for more detailed information on local payments.
| Country | Local Payment | Local Collection |
 Australia |
✓ |
|
 Austria |
✓ |
✓ |
 Belgium |
✓ |
✓ |
 Bulgaria |
✓ * |
|
 Canada |
✓ |
✓ |
 Croatia |
✓ |
✓ |
 Czech Republic |
✓ |
✓ * |
 Denmark |
✓ |
✓ * |
 Estonia |
✓ |
✓ |
 Finland |
✓ |
✓ |
 France |
✓ |
✓ |
 Germany |
✓ |
✓ |
 Greece |
✓ |
✓ |
 Hong Kong |
✓ |
|
 Hungary |
✓ |
✓ * |
 India |
✓ |
|
 Indonesia |
✓ |
|
 Ireland |
✓ |
✓ |
 Italy |
✓ |
✓ |
 Latvia |
✓ |
✓ |
 Lithuania |
✓ |
✓ |
 Luxembourg |
✓ |
✓ |
 Malaysia |
✓ |
|
 Netherlands |
✓ |
✓ |
 Norway |
✓ |
✓ * |
 Philippines |
✓ |
|
 Poland |
✓ |
✓ * |
 Portugal |
✓ |
✓ |
 Romania |
✓ |
✓ * |
 San Marino |
✓ |
|
 Singapore |
✓ |
|
 Slovakia |
✓ |
✓ |
 Slovenia |
✓ |
✓ |
 Spain |
✓ |
✓ |
 Sweden |
✓ |
✓ * |
 United Kingdom |
✓ |
✓ |
 United States |
✓ |
✓ |
 Vatican |
✓ |
✓ |
* Local collection is available if the originating bank is able to send EUR.
SEPA countries with local EUR routes
 Austria |
 Greece |
 Poland |
 Belgium |
 Hungary |
 Portugal |
 Bulgaria |
 Iceland |
 Romania |
 Croatia |
 Ireland |
 San Marino |
 Czech Republic |
 Italy |
 Slovakia |
 Denmark |
 Latvia |
 Slovenia |
 Estonia |
 Lithuania |
 Spain |
 Finland |
 Luxembourg |
 Sweden |
 France |
 Netherlands |
 Switzerland |
 Germany |
 Norway |
 United Kingdom |
 Vatican |
Please visit our list of SEPA countries and territories for full details and inclusions or exclusions.