Our local routes are our most cost-effective way to move money globally - use this guide to find out where they're supported.
Local routes make use of schemes set up in a domestic market to make the payment process between banks more efficient; these include ACH, Faster Payments and SEPA.
See our country-specific payment guides for more detailed information on local payments.
Country | Local Payment | Local Collection |
![]() Australia |
✓ |
|
![]() Austria |
✓ |
✓ |
![]() Belgium |
✓ |
✓ |
![]() Bulgaria |
✓ * |
|
![]() Canada |
✓ |
✓ |
![]() Croatia |
✓ |
✓ |
![]() Czech Republic |
✓ |
✓ * |
![]() Denmark |
✓ |
✓ * |
![]() Estonia |
✓ |
✓ |
![]() Finland |
✓ |
✓ |
![]() France |
✓ |
✓ |
![]() Germany |
✓ |
✓ |
![]() Greece |
✓ |
✓ |
![]() Hong Kong |
✓ |
|
![]() Hungary |
✓ |
✓ * |
![]() India |
✓ |
|
![]() Indonesia |
✓ |
|
![]() Ireland |
✓ |
✓ |
![]() Italy |
✓ |
✓ |
![]() Latvia |
✓ |
✓ |
![]() Lithuania |
✓ |
✓ |
![]() Luxembourg |
✓ |
✓ |
![]() Malaysia |
✓ |
|
![]() Netherlands |
✓ |
✓ |
![]() Norway |
✓ |
✓ * |
![]() Philippines |
✓ |
|
![]() Poland |
✓ |
✓ * |
![]() Portugal |
✓ |
✓ |
![]() Romania |
✓ |
✓ * |
![]() San Marino |
✓ |
|
![]() Singapore |
✓ |
|
![]() Slovakia |
✓ |
✓ |
![]() Slovenia |
✓ |
✓ |
![]() Spain |
✓ |
✓ |
![]() Sweden |
✓ |
✓ * |
![]() United Kingdom |
✓ |
✓ |
![]() United States |
✓ |
✓ |
![]() Vatican |
✓ |
✓ |
* Local collection is available if the originating bank is able to send EUR.
SEPA countries with local EUR routes
![]() Austria |
![]() Greece |
![]() Poland |
![]() Belgium |
![]() Hungary |
![]() Portugal |
![]() Bulgaria |
![]() Iceland |
![]() Romania |
![]() Croatia |
![]() Ireland |
![]() San Marino |
![]() Czech Republic |
![]() Italy |
![]() Slovakia |
![]() Denmark |
![]() Latvia |
![]() Slovenia |
![]() Estonia |
![]() Lithuania |
![]() Spain |
![]() Finland |
![]() Luxembourg |
![]() Sweden |
![]() France |
![]() Netherlands |
![]() Switzerland |
![]() Germany |
![]() Norway |
![]() United Kingdom |
![]() Vatican |
Please visit our list of SEPA countries and territories for full details and inclusions or exclusions.