Our foreign exchange (FX) schedules tell you everything you need to know to make your conversion on time. As long as you create your conversion before the given cutoff time, the conversions will settle on the same day. With regards to funding the conversion, you have 40 minutes beyond the cutoff time for Major currencies and 60 minutes for all other currencies.

When using the table below, the cutoff time of the currency with the higher rank applies. For example, if you want to buy Australian Dollars (AUD) with UK Sterling (GBP). Australian Dollars (AUD) has a cutoff time of 14:00 CET, while UK Sterling (GBP) has a cutoff time of 15:20 CET. Since AUD has a higher rank in this table, the cutoff for converting on the same day will be 14:00 CET. If you miss the cutoff time, the conversion will settle on the next business day.

Our trading time begins on Sunday 17:02 EST and closes Friday 17:00 EST. In addition, we have a 90 second daily downtime from 17:00 EST.

Exceptions 

Some conversions do not conform to the above cutoff times. These exceptions are detailed below:

Notes

Indian Rupee, Indonesian Rupiah, Malaysian Ringgit and Philippine Peso are restricted currencies. Currencycloud supports these currencies as buy only currencies, to make payments directly in the country. You cannot fund these currencies directly. They can only be bought by converting another supported currency and sold back only in exceptional scenarios. Cutoff times vary by the Sell currency. Check each payment guide for details.

Rates for restricted currencies are available on the weekend for Monday settlement.

Russian Ruble (RUB)

Please note that we are not supporting RUB transactions due to the war in Ukraine.